Banks are built for capital. Finofo is built for finance operations

Banks are essential for holding funds, lending, and capital markets. But for scaling AP, global receivables, and multi-entity treasury — you need more than a bank account and a traditional online interface.
Finofo picks up where your bank stops — with automation, control, and speed.

Your bank wasn’t built for your day-to-day

You rely on your bank to store funds, issue credit, and manage capital. But when it comes to running finance — they tap out.

No AP automation
No ERP sync
No real-time global payments
No customer friendly international receivables
Expensive payment fees and currency conversion costs
And it’s not their fault — they were never built to

Your bank wasn’t built for your day-to-day

You rely on your bank to store funds, issue credit, and manage capital. But when it comes to running finance — they tap out.

No AP automation
No ERP sync
No real-time global payments
No customer friendly international receivables
Expensive payment fees and currency conversion costs

And it’s not their fault — they were never built to

Your business evolved. Your bank didn’t.
Delayed wire approvals and vendor follow-ups common in workflows from traditional banks like RBC, CIBC, BMO, TD, Scotia, and Wells Fargo.

What your bank is great at and where Finofo takes over

Your bank covers the basics.
Finofo covers what’s next.
Features
Banks
Finofo
Accounts Payable automation
Not supported
Fully automated payables, approvals, and reconciliation
ERP integrations
No direct integrations
Two-way sync with leading ERPs like NetSuite, QuickBooks and more
Automated approval workflows
Not available
Custom approval workflows that matches your policy
Bill uploads
Manual entry required
Upload via PDFs, CSVs, or ERP — easy
Wire payment fees
Outgoing fees: $25-$40 per transaction Incoming fees: $20-$40 per transaction
$10 international / $1 domestic / $0 incoming
Multi-entity management
Requires separate logins
All entities, one dashboard
Global receivables accounts
Not available
Open 25+ currency accounts, faster access
Automatic conversions on incoming funds
Often forced at poor FX rates
Hold, convert, and control when you want
FX spreads
Often 1% - 2.5% or even higher
Fixed. Low. Transparent.
Virtual FX cards
Not offered
Issue unlimited cards tied to your global accounts
Vendor communication
Done manually, if at all
Vendors get notified automatically
Audit trail and transaction logs
Fragmented or unavailable
Every action logged, audit-ready

What your bank is great at and where Finofo takes over

Your bank covers the basics.
Finofo covers what’s next.
Features
Banks
Finofo
Accounts Payable automation
Not supported
Fully automated payables, approvals, and reconciliation
ERP integrations
No direct integrations
Two-way sync with leading ERPs like NetSuite, QuickBooks and more
Automated approval workflows
Not available
Custom approval workflows that matches your policy
Bill uploads
Manual entry required
Upload via PDFs, CSVs, or ERP — easy
Wire payment fees
Outgoing fees: $25-$40 per transaction Incoming fees: $20-$40 per transaction
$10 international / $1 domestic / $0 incoming
Multi-entity management
Separate logins
All entities, one dashboard
Global receivables accounts
Not available
Open 25+ currency accounts, faster access
Automatic conversions on incoming funds
Forced conversions at bad rates
Hold, convert, and control when you want
FX spreads
1%–2.5% (or worse)
Fixed. Low. Transparent.
Virtual FX cards
Not offered
Issue unlimited cards tied to your global accounts
Vendor communication
Manual (if at all)
Vendors get notified automatically
Audit trail and transaction logs
Fragmented or unavailable
Every action logged, audit-ready

See how Finofo complements your bank

Ditch the inbox and spreadsheet. Automate AP from bill to bank.

Upload invoices in any format. Route approvals automatically. Pay vendors in one click.All from a single dashboard that scales with your team.

Get paid like a local — in 25+ currencies.

Open currency accounts around the world. No incoming fees. No surprise conversions.Your receivables, your control.

One login. Full control. Every entity

Manage payables, receivables, and treasury across all your entities from one dashboard.No more portal-jumping

Connect your ERP once. Automate everything.

Syncs with NetSuite, QuickBooks, Xero and more. Pull bills in. Push transactions out. No more manual uploads or data entry.

Real stories. Real results. See what our customers are saying

“As a cross-border organization, we’ve always juggled multiple accounts at a variety of institutions, which was painful and frustrating to keep track of. Switching to Finofo was incredibly easy with the support from their team and easy-to-use dashboard. We have already been able to cut down on our bank accounts, while still moving funds the way we need. We look forward to growing with the Finofo team.”

Allison Hall

COO at Truss Payments

“We chose to transition to Finofo for its seamless vendor payment process particularly for international transactions. Since then, we’ve also utilized Finofo’s currency conversion and charge card features. The onboarding experience was smooth, the platform is exceptionally user-friendly, and we have no regrets making the switch. We look forward to continuing to use Finofo for our payment needs.”

Andrea Burton

Director of Finance at Delphia

“Finofo has given us a better option for making international payments to vendors in the USA and China. Prior to Finofo, we were stuck paying international payments with visa credit cards that charged unfavorable exchange fees. We’ve utilized the platform to reduce the amount of exchange fees paid, AND negotiate better terms with vendors because we’re paying through SWIFT. This has reduced our international purchasing costs by about 2%”

Tyler Sieben

Co-Founder at Evalence Renewables

“The transition to Finofo was seamless and efficient. The support team was incredibly responsive and helpful, ensuring that our migration process was smooth and without any disruptions to our operations. The user-friendly interface and robust features have significantly enhanced our productivity. Highly recommend Finofo to any business looking for a reliable and efficient financial solution.”

Mark Evans

GM SHAC Solutions Inc.

Designed with security and compliance at the forefront

We take security seriously. Maintain SOX & COSO compliance with precise audit logs tracking every transaction, everywhere. With fraud detection, MFA, SSO, and enterprise-grade encryption, finance teams stay secure, compliant, and in control.