Pricing

Pricing without any paywalls

Free - Pay as you go
Access the entire platform with all features without any restrictions with simple pay-as-you-go pricing. No setup fees, monthly fees, or hidden fees.
$0 fees
0.5% FX markup
Flat and transparent markup on the mid-market exchange rate
Custom
Have currency conversion volumes larger than $5M annually or large card spend volumes? Reach out to get your custom pricing package.
Volume discounts
Lower FX markups
Higher cashback

What do you get?

We don’t believe in paywalling our features behind a subscription plan. All our customers get access to everything we offer right out of the box.
Accounts Payable
Bill Imports
Pay in >90 countries like a local
Bulk Payments
Approval Policies
Integrations
Global Receivables
Receive money like a local
Unique multi-currency receivable accounts
Integrations
Detailed notifications
Currency Conversions
24/7 currency conversions in real time
Convert in advance and hold
Transparent FX markups
Better liquidity for large value conversions
Card Issuance
Cashback on domestic & international spend
Card management from single platform
Issue, set limits, freeze - in one click
Tied to your Finofo accounts
Save on FX fees
Treasury
Cash management from single platform
Onboard all your US & Canada entities
Transfer funds in real-time between your entities in any currency
Essentials
Live support - chat, phone, and email
Onboarding guidance
Seamless KYC/KYB flow
Fast account approvals
Integrations with ERPs
Detailed notifications
CSV Imports and Exports
Role Management

Simplified plans for businesses of all sizes

Pay-as-you-go
Custom
Global Money Movement
Send money internationally in over 50 currencies like a local
$1 per payment (eliminate wire fees)
Custom
Real-time transfers
Applicable in countries where real-time rails exist (Available in over 80 countries)
SWIFT payments
To countries where local payments are not possible
$20
Custom
Bulk payments
Unique receivable accounts in over 25 currencies
Transfers to related entities within Finofo
Free
Free
Receiving money in your multi-currency accounts with Finofo
Free
Free
Currency conversion markup
Flat markup on the mid-market rate. 0.5% for major currencies.
0.5%
Custom
Convert and hold 25+ currencies
Multi-entity management with single login
Cards you control
Cashback on domestic and international spend
0.75%
Custom
Spend in any currency without FX fees
Use your existing FX balance from Finofo global accounts
Issue unlimited cards as you need
Free
Free
Financial Operations Platform
Unlimited team members
Approval policies
Team member permissions
ERP & Accounting Integrations
Live support
Account management
Personalized onboarding and set up

FAQs

Is it free to open and maintain accounts with Finofo?
Absolutely. Even if you think you have a solid deal with your bank or broker, our advanced technology offers capabilities they can't match. Our pricing has flat currency conversion markups, regardless of the transaction size. Plus, for businesses transacting over $5M annually, we offer even more advantageous rates. But it’s not just about rates—our platform enhances every aspect of your financial operations, saving you time and money in multiple functions of your business.
Can I earn cashback on all my card transactions, including those made internationally?
Yes, you can. Every swipe or online purchase earns cashback, and if you spend in a currency that's already in your Finofo account, you'll even save on FX fees.
Are there really no fees to fund my Finofo account or to receive payments from customers?
Correct. Whether it’s domestic or international, we don’t charge any fees for incoming transfers to your own unique multi-currency accounts with Finofo.
Where can I set up local accounts for customer payments?
We offer local accounts in an extensive range of countries and currencies, ready to use right when you join Finofo. There’s no need to establish a local entity—just share your local account details with your customers and enjoy receiving payments as if you were based in their country.
In which countries and currencies can I make local transfers for just $1?
We offer a broad network that allows local transfers in numerous countries and currencies for just $1. Say goodbye to hefty wire fees thanks to our expansive bank-to-bank payments network.
Are Finofo’s exchange rates better than those offered by my bank or broker?
Absolutely. Even if you think you have a solid deal with your bank or broker, our advanced technology offers capabilities they can't match. Our pricing has flat currency conversion markups, regardless of the transaction size. Plus, for businesses transacting over $5M annually, we offer even more advantageous rates. But it’s not just about rates—our platform enhances every aspect of your financial operations, saving you time and money in multiple functions of your business.
Why are bank charges so high?
Banks often suffer from systemic inefficiencies, and unfortunately, it's their customers who foot the bill. Unlike them, we leverage technology to streamline our processes and pass those savings on to you.
Does Finofo offer special pricing for not-for-profit organizations?
We’re all ears! Tell us about your organization and how you plan to use our platform. We're here to support and possibly tailor solutions that assist your cause.
What about pricing for startups?
We don’t charge any subscription or maintenance fees. If your startup deals with high volumes of currency conversions, reach out for potential custom pricing options.
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