All plans include unlimited local payments. No strings attached.

No maintenance fees
No set up costs
No minimum balance commitment
No personal guarantee needed
Yearly
Monthly
Small Business Plan
Ideal for small companies.
$29
/month, billed annually
2 users included
Limited-time offer: Sign up by July 15 and get the first 3 months for free.
Unlimited Free Local Payments
Get started
What's included:
2 users included
Unlimited free local payments, including EFTs and ACHs
Send payments in more than 90 countries
Domiciled Receivable Accounts in over 25 currencies - Be a local player for your global customers
Approval Policies
Unlimited Multi-Currency Virtual Cards
Unlimited 1% Cashback on Cards
Integrations with leading ERPs including QuickBooks Online, Xero
Push transactions back your ERP via Bank Feeds for streamlined reconciliation (for Quickbooks Online)
Import beneficiaries and bills via CSV or ERP Integration
AI Parsing of Bills/Invoices
Batch-pay multiple bills at once
Unlimited Real-time transfers to and from other Finofo Users in North America
Add-on: $10 per month per extra user, 3rd user and onwards
Medium Business Plan
Ideal for medium-sized companies.
$79
/month, billed annually
5 users included
Limited-time offer: Sign up by July 15 and get the first 3 months for free.
Unlimited Free Local Payments
Get started
Everything in the Small Business Plan, plus:
5 users included
Unlimited free local payments, including EFTs and ACHs
Advanced & fully customizable Approval Policies
Integrations with leading ERPs, including Netsuite, Sage Intacct, Microsoft Dynamics 365 Business Central, Quickbooks Online and Xero
Push transactions back to your ERP via Bank Feeds for streamlined reconciliation (for Netsuite, Sage Intacct and Quickbooks Online)
Add-on: $10 per month per extra user, 6th user and onwards
Custom plan
Ideal for large companies or companies with special use cases.
Tailored Pricing
Custom pricing to fit your organization’s unique needs
Unlimited Free Local Payments
Book a Demo
Everything in the Medium Business Plan, plus:
Multi-entity packages. Onboard the entire corporate umbrella with free Real-Time Transfers between entities.
Enterprise-Grade SSO.
Dedicated customer success manager for personalized onboarding.
Talk to us!

Trusted by hundreds of finance teams

Compare all plans!

Accounts Payable
Small Business Plan
Medium Business Plan
Custom Plan
Local Transfers, Including ACH and EFTs
Unlimited Free Local Transfers
Unlimited Free Local Transfers
Custom
Open 25+ multi-currency receivable accounts (Be a local player to your global customers)
Send money internationally in over 50 currencies as local payments
International Swift payments
Beneficiaries and bills import via CSV or Accounting Integration
AI Parsing of Bills/Invoices (OCR)
Import Bills/Invoices via Email Forwarding
Coming Soon
Coming Soon
Coming Soon
Self-Serve Vendor Onboarding
Coming Soon
Coming Soon
Sending batch payments or paying multiple global bills in bulk
Corporate cards
Unlimited Multi-Currency Virtual Cards Coming Soon: Physical Cards
Unlimited Multi-Currency Virtual Cards Coming Soon: Physical Cards
Unlimited Multi-Currency Virtual Cards Coming Soon: Physical Cards
Cashback on Card Spend
Cashback on Card Spend
Unlimited 1% Cashback
Unlimited 1% Cashback
Unlimited 1% Cashback
Currency conversions
Market leading FX rates
Market leading FX rates
Market leading FX rates
Accounts Receivable
Small Business Plan
Medium Business Plan
Custom Plan
Unique receivable accounts in over 25 currencies
Receiving funds in your multi-currency accounts with Finofo
Free
Free
Free
Integrations & Bank Feeds
Small Business Plan
Medium Business Plan
Custom Plan
Direct integrations with leading ERPs
(QBO & Xero)
(QBO, Xero, Netsuite, Sage Intacct, Microsoft Dynamics 365 Business Central)
Bank feeds to push transactions made on Finofo back to the ERPs
(QBO)
(QBO, Netsuite, Sage Intacct)
SAML SSO configurations with Microsoft Entra ID (formerly AD), Okta Workforce, Google workspace
Treasury Management
Small Business Plan
Medium Business Plan
Custom Plan
Holding funds & conversions in 25+ currencies
Market Leading FX Rates
Multi-entity management
(On Separate Subscriptions)
(On Separate Subscriptions)
(Included in Package)
24x7, Free Real-time transfers across any currency pairs between entities, suppliers or customers who have accounts on Finofo
Approval policies (Needs to be updated)
Small Business Plan
Medium Business Plan
Custom Plan
Approval policies, internal controls & payment workflows
Standard*
Advanced & fully customizable*
Advanced & fully customizable*
Per amount approval
Multiple approvals
Approve multiple bills at once
Team member permissions
User management & support
Small Business Plan
Medium Business Plan
Custom Plan
Users
Up to 2 Users
5 Users Included, additional users as an addon
Unlimited
Extra Users
$10 per extra user per month (billed annually) or $13 per extra user per month (billed monthly)
$10 per extra user per month (billed annually) or $13 per extra user per month (billed monthly)
Custom
Roles and user assignment
Roles and user assignment
Roles and user assignment
SSO (Single Sign On)
Email notifications preferences
Mobile friendly web-app version
Dedicated Customer Success Manager for personalized onboarding
Customer support
Email, Chat
Email, Chat
Email, Chat & Phone (Priority)

Start automating your finance operations today

1
Getting started

Sign up easily and start your trial instantly. Get immediate, platform access - no delays, no complexity.

2
Configuration

Explore and configure the platform fully. Invite your team and test every feature to ensure Finofo perfectly meets your needs.

3
Onboarding

Get personalized, step-by-step onboarding. Our dedicated team helps you set up your workflows quickly, ensuring you're confident from day one.

4
Implementation

Go live confidently in less than two weeks. Train your team, automate your AP workflows, speed up receivables, and efficiently manage your global treasury.

Instant, two-way integrations built to scale AP operations

Reduce your total ownership cost with plug-and-play integrations that are easy to customize and require zero code or maintenance.
Diagram showing Finofo's integration capabilities with various ERP systems and financial tools.Diagram showing Finofo's integration capabilities with various ERP systems and financial tools.Diagram showing Finofo's integration capabilities with various ERP systems and financial tools.Diagram showing Finofo's integration capabilities with various ERP systems and financial tools.Diagram showing Finofo's integration capabilities with various ERP systems and financial tools.

Designed with security and compliance at the forefront

We take security seriously. Maintain SOX & COSO compliance with precise audit logs tracking every transaction, everywhere. With fraud detection, MFA, SSO, and enterprise-grade encryption, finance teams stay secure, compliant, and in control.
Learn more about Finofo security

Finofo FAQs - everything you need to know

Accounts Payable
Ecommerce Webflow Template - Poppins
Does Finofo sync with my ERP?
We offer no-code, two-way integrations with Microsoft Dynamics 365, Xero, NetSuite, QuickBooks Online, and Sage Intacct. Pull in bills, beneficiaries, and attachments instantly, and push payment data back to your ERP for seamless reconciliation. If your ERP isn’t listed, let us know and we might be able to build a custom integration or find a workaround.
What level of automation does Finofo offer?
Every step of your AP workflow can be automated. Pull bills and beneficiary details directly from your ERP or upload them in bulk. Set up approval policies once, and let transactions move through the system automatically. When it’s time to pay, process hundreds of bills in a single batch—no manual work required.
I have a payment file. Can I pay them instantly?
Of course. If you’ve extracted a payment file from your ERP, just upload it to Finofo and send payments instantly in a few clicks. No delays, no extra steps—just quick, instant payments.
What are approval policies and how will it help me stay compliant and secure?
Approval policies give you full control over your finance operations. Transactions won’t go through without the right sign-offs, ensuring compliance and security. Plus, every transaction is logged with full visibility, making audits simple and keeping your finance team in control.
Approvals and Bulk Payments
Ecommerce Webflow Template - Poppins
Who can set up approval policies?
Admins and owners on Finofo can set up approval policies for payments, currency conversions, deposits and transfers. Define rules, assign approver groups, and let the system handle the rest. Once set, approvals follow an automated workflow with no manual follow-ups required.
Are approvals automated? Will approvers get requests automatically?
Absolutely. The moment a transaction needs approval, the assigned approvers get notified instantly. They can review, approve, or decline requests with full visibility into timestamps, notes, and approval history. No delays, no guesswork—just a smooth, automated process.
How many approval levels, or approvers groups can I create? Are the approver groups customisable?
As many as you need. Whether it’s a simple one-step approval or a multi-level workflow, Finofo adapts to your policies. Need CFO approval for high-value transactions? Want department heads to sign off first? Set it once, and let Finofo enforce it every time.
How will approvals work with bulk payments?
Exactly like single transactions—but better. When you submit a batch for payment, Finofo automatically applies your approval policies to the entire batch. The full batch goes through the approval process, ensuring the right stakeholders review and sign off before execution.
Currency Conversions & Treasury Management
Ecommerce Webflow Template - Poppins
Does the conversion really work 24x7 all year round?
Yes. You can convert funds between your accounts anytime—24/7, all year round. With support for 25+ currencies, you have complete flexibility to move funds whenever it suits your business.
Are there really NO fees for currency conversions from Finofo?
That’s right. There are no fees when converting funds between your currency accounts on Finofo. Move money freely without hidden charges or unexpected costs.
How can I manage multiple entities under the same corporate umbrella?
Finofo makes it easy to onboard all your entities under one unified platform. Manage global finance operations across multiple businesses with a single login—no need to juggle multiple accounts or platforms.
We have businesses across North America and send intercompany transfers often. How can we manage our treasury with Finofo?
With Finofo, you can manage all your entities in one place and move funds across them in real time. Transfer money in any currency, anytime, without wire fees or transfer fees. Every intercompany transfer happens instantly, saving you time and money while keeping cash flow optimized.
Global Receivables & Local Accounts
Ecommerce Webflow Template - Poppins
Where can I set up local accounts for customer payments?
Finofo provides local accounts in a wide range of countries and currencies, ready to use as soon as you sign up. There’s no need to set up a local entity - just share your local account details with your customers and receive payments as if you were based in their country.
How can we receive funds from international customers?
Open a local account in the currency you want to receive payments in. Share the account details with your customers, and they can send funds directly - no forced conversions, no unnecessary delays. Hold the funds in your account as long as you need before making payments or transfers.
Are there no incoming fees?
That’s right—Finofo does not charge incoming fees for receiving payments in supported currencies.
How do I transfer and withdraw funds from Finofo?
Transferring or withdrawing funds is simple. Set up the external accounts you want to send funds to, move money when needed, and even apply approval policies for added security.
Corporate Cards
Ecommerce Webflow Template - Poppins
What are corporate cards, and how can I use them?
Corporate cards are business payment cards designed for smarter, more flexible spending. With Finofo, you can issue unlimited virtual and physical cards instantly, assign them to teams or individuals, and control spending in real time. Use them for travel, subscriptions, supplier payments, and everyday business expenses—without FX fees.
How does funding for Finofo’s corporate cards work?
Finofo cards are funded directly from your multi-currency account. Load funds in any supported currency, set spending limits, and transact globally without worrying about conversions or hidden fees. Every transaction pulls directly from your balance, ensuring full control and transparency.
How does the cashback program work?
Every time you spend, you earn. Finofo offers unlimited cashback on all eligible transactions—across any currency. No complicated point systems, just direct savings that boost your bottom line with every payment.
Can I issue and cancel cards anytime, and how many can I have?
Yes. You can create, freeze, or cancel unlimited virtual or physical cards instantly—no paperwork, no waiting. Whether you need a one-off card for a vendor or recurring cards for team expenses, issue as many as your business needs, all managed from one platform.
Pricing
Ecommerce Webflow Template - Poppins
How does Finofo pricing work?
It’s simple, we offer just one pricing plan. No complicated tiers or gated features; your subscription includes complete access to the entire platform, straightforward and transparent.
Do our suppliers or vendors need to create an account with Finofo?
No, your suppliers or vendors aren't required to create an account with Finofo. You can seamlessly send payments directly to their existing bank accounts.
Are there hidden fees for using Finofo?
Absolutely not. We don't charge hidden fees, maintenance fees, or any other surprise costs. Our pricing model is clear, transparent, and easy to understand.
Does Finofo offer non-profit pricing, startup discounts, or special rates?
Yes, we’re always open to supporting good causes and promising startups. Tell us more about your organization and how you plan to use our platform, and we’ll explore special pricing or tailored solutions to best support your goals.
Accounts Payable
Approvals and Bulk Payments
Currency Conversions & Treasury Management
Global Receivables & Local Accounts
Corporate Cards
Pricing
Does Finofo sync with my ERP?
Ecommerce Webflow Template - Poppins
We offer no-code, two-way integrations with Microsoft Dynamics 365, Xero, NetSuite, QuickBooks Online, and Sage Intacct. Pull in bills, beneficiaries, and attachments instantly, and push payment data back to your ERP for seamless reconciliation. If your ERP isn’t listed, let us know and we might be able to build a custom integration or find a workaround.
What level of automation does Finofo offer?
Ecommerce Webflow Template - Poppins
Every step of your AP workflow can be automated. Pull bills and beneficiary details directly from your ERP or upload them in bulk. Set up approval policies once, and let transactions move through the system automatically. When it’s time to pay, process hundreds of bills in a single batch—no manual work required.
I have a payment file. Can I pay them instantly?
Ecommerce Webflow Template - Poppins
Of course. If you’ve extracted a payment file from your ERP, just upload it to Finofo and send payments instantly in a few clicks. No delays, no extra steps—just quick, instant payments.
What are approval policies and how will it help me stay compliant and secure?
Ecommerce Webflow Template - Poppins
Approval policies give you full control over your finance operations. Transactions won’t go through without the right sign-offs, ensuring compliance and security. Plus, every transaction is logged with full visibility, making audits simple and keeping your finance team in control.
Who can set up approval policies?
Ecommerce Webflow Template - Poppins
Admins and owners on Finofo can set up approval policies for payments, currency conversions, deposits and transfers. Define rules, assign approver groups, and let the system handle the rest. Once set, approvals follow an automated workflow with no manual follow-ups required.
Are approvals automated? Will approvers get requests automatically?
Ecommerce Webflow Template - Poppins
Absolutely. The moment a transaction needs approval, the assigned approvers get notified instantly. They can review, approve, or decline requests with full visibility into timestamps, notes, and approval history. No delays, no guesswork—just a smooth, automated process.
How many approval levels, or approvers groups can I create? Are the approver groups customisable?
Ecommerce Webflow Template - Poppins
As many as you need. Whether it’s a simple one-step approval or a multi-level workflow, Finofo adapts to your policies. Need CFO approval for high-value transactions? Want department heads to sign off first? Set it once, and let Finofo enforce it every time.
How will approvals work with bulk payments?
Ecommerce Webflow Template - Poppins
Exactly like single transactions—but better. When you submit a batch for payment, Finofo automatically applies your approval policies to the entire batch. The full batch goes through the approval process, ensuring the right stakeholders review and sign off before execution.
Does the conversion really work 24x7 all year round?
Ecommerce Webflow Template - Poppins
Yes. You can convert funds between your accounts anytime—24/7, all year round. With support for 25+ currencies, you have complete flexibility to move funds whenever it suits your business.
Are there really NO fees for currency conversions from Finofo?
Ecommerce Webflow Template - Poppins
That’s right. There are no fees when converting funds between your currency accounts on Finofo. Move money freely without hidden charges or unexpected costs.
How can I manage multiple entities under the same corporate umbrella?
Ecommerce Webflow Template - Poppins
Finofo makes it easy to onboard all your entities under one unified platform. Manage global finance operations across multiple businesses with a single login—no need to juggle multiple accounts or platforms.
We have businesses across North America and send intercompany transfers often. How can we manage our treasury with Finofo?
Ecommerce Webflow Template - Poppins
With Finofo, you can manage all your entities in one place and move funds across them in real time. Transfer money in any currency, anytime, without wire fees or transfer fees. Every intercompany transfer happens instantly, saving you time and money while keeping cash flow optimized.
Where can I set up local accounts for customer payments?
Ecommerce Webflow Template - Poppins
Finofo provides local accounts in a wide range of countries and currencies, ready to use as soon as you sign up. There’s no need to set up a local entity - just share your local account details with your customers and receive payments as if you were based in their country.
How can we receive funds from international customers?
Ecommerce Webflow Template - Poppins
Open a local account in the currency you want to receive payments in. Share the account details with your customers, and they can send funds directly - no forced conversions, no unnecessary delays. Hold the funds in your account as long as you need before making payments or transfers.
Are there no incoming fees?
Ecommerce Webflow Template - Poppins
That’s right—Finofo does not charge incoming fees for receiving payments in supported currencies.
How do I transfer and withdraw funds from Finofo?
Ecommerce Webflow Template - Poppins
Transferring or withdrawing funds is simple. Set up the external accounts you want to send funds to, move money when needed, and even apply approval policies for added security.
What are corporate cards, and how can I use them?
Ecommerce Webflow Template - Poppins
Corporate cards are business payment cards designed for smarter, more flexible spending. With Finofo, you can issue unlimited virtual and physical cards instantly, assign them to teams or individuals, and control spending in real time. Use them for travel, subscriptions, supplier payments, and everyday business expenses—without FX fees
How does funding for Finofo’s corporate cards work?
Ecommerce Webflow Template - Poppins
Finofo cards are funded directly from your multi-currency account. Load funds in any supported currency, set spending limits, and transact globally without worrying about conversions or hidden fees. Every transaction pulls directly from your balance, ensuring full control and transparency.
How does the cashback program work?
Ecommerce Webflow Template - Poppins
Every time you spend, you earn. Finofo offers unlimited cashback on all eligible transactions—across any currency. No complicated point systems, just direct savings that boost your bottom line with every payment.
Can I issue and cancel cards anytime, and how many can I have?
Ecommerce Webflow Template - Poppins
Yes. You can create, freeze, or cancel unlimited virtual or physical cards instantly—no paperwork, no waiting. Whether you need a one-off card for a vendor or recurring cards for team expenses, issue as many as your business needs, all managed from one platform
How does Finofo's pricing work?
Ecommerce Webflow Template - Poppins
Finofo keeps pricing predictable. Pick the plan that fits your stage—Small Business Plan, Medium Business Plan, or Custom. Every plan unlocks the full platform: invoice ingestion, approvals, FX conversions, local and international payouts, and ERP syncs. The only variables are user seats. Pay monthly, cancel anytime, or prepay annually for a discount. Sign up before July 15 and get your first 3 months free. All plans include free unlimited local payments.
Do our suppliers or vendors need to create an account with Finofo?
Ecommerce Webflow Template - Poppins
No, your suppliers or vendors aren't required to create an account with Finofo. You can seamlessly send payments directly to their existing bank accounts.
Are there hidden fees for using Finofo?
Ecommerce Webflow Template - Poppins
Absolutely not. We don't charge hidden fees, maintenance fees, or any other surprise costs. Our pricing model is clear, transparent, and easy to understand.
Does Finofo offer non-profit pricing, startup discounts, or special rates?
Ecommerce Webflow Template - Poppins
Yes, we’re always open to supporting good causes and promising startups. Tell us more about your organization and how you plan to use our platform, and we’ll explore special pricing or tailored solutions to best support your goals.
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© 2025 — All rights reserved Finofo Inc. is registered with the Financial Transactions and Reports Analysis Centre of Canada (FINTRAC), with registration number M23866106. We are also regulated by Revenu Québec, with license number 16648.
Corporate Cards at Finofo in Canada are issued by Peoples Trust Company pursuant to license by Visa Int. Trademark of Visa International Service Association and used under license by Peoples Trust Company.
Corporate Cards at Finofo in the US are issued by Community Federal Savings Bank, Member FDIC, pursuant to a license from VISA U.S.A. Inc.
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