Finofo vs Corpay: One is stitched together from acquisitions. The other is built for finance teams.

Corpay offers AP automation, global payments, and FX — but behind the scenes, it’s a patchwork of tools pulled together through years of acquisitions.
Finofo gives you everything in one modern, integrated platform.

Why finance teams are moving away from Corpay

Corpay looks like a platform. But underneath, it’s a pile of disjointed tools acquired from other companies — stitched together, branded, and resold.
From invoice automation to cross-border payments, every piece started somewhere else. And every acquisition brings new contracts, new data issues, and a more complicated product.
They’re not building for you. They’re buying features to sell you FX.

If your payments provider is acquiring a new company every few months, ask yourself:

What product are you actually getting?

What Corpay complicates and what Finofo simplifies

Why finance teams are moving away from Corpay

Corpay looks like a platform. But underneath, it’s a pile of disjointed tools acquired from other companies — stitched together, branded, and resold.
From invoice automation to cross-border payments, every piece started somewhere else. And every acquisition brings new contracts, new data issues, and a more complicated product.
They’re not building for you. They’re buying features to sell you FX

If your payments provider is acquiring a new company every few months, ask yourself:

What product are you actually getting?

What Corpay complicates and what Finofo simplifies

When you build a platform through acquisitions, complexity is inevitable.When you build it for finance teams from day one, everything just works.
Features
Finofo
Corpay
Document ingestion
Capture from email, text, drag‑&‑drop
Email/portal upload only
AI classification & matching
Auto-classifies POs, GRNs, and matches lines 2‑ or 3‑way
Basic PO matching, limited line-level support
Approvals & collaboration
Google Docs-style comments, tagging, audit history
Workflow-based approvals, no in-line collaboration
ERP sync
Automatic post with AI-assisted GL, dept, and cost center coding
Requires mapping, varies by tool
Global payments
190+ countries from multi‑currency accounts
siloed from AP workflows
Treasury tools
Named accounts, currency holds, FX control
FX available, treasury view limited or separate
UX & setup
Unified platform, instant onboarding
Fragmented interfaces, different support teams

What Corpay complicates, Finofo simplifies

When you build a platform through acquisitions, complexity is inevitable.
When you build it for finance teams from day one, everything just works.
Features
Corpay
Finofo
Document ingestion
Capture from email, text, drag‑&‑drop
Email/
portal upload only
AI classification & matching
Auto-classifies POs, GRNs, and matches lines 2‑ or 3‑way
Basic PO matching, limited line-level support
Approvals & collaboration
Google Docs-style comments, tagging, audit history
Workflow-based approvals, no in-line collaboration
ERP sync
Automatic  post with AI-assisted GL, dept, and cost center coding
Requires mapping, varies by tool
Global payments
190+ countries from multi‑currency accounts
siloed from
AP workflows
Treasury tools
Named accounts, currency holds, FX control
FX available, treasury view limited or separate
UX & setup
Unified platform, instant onboarding
Fragmented interfaces, different support teams

When You Should Choose Finofo

.  You want everything from ingestion to payment in one experience

.  You’re tired of bolt-ons and tool sprawl

.  You value real automation over complex FX pricing

.  You want collaboration and visibility that actually scales

When Corpay Might Still Fit

.  You’re already locked into a legacy setup

.  You care more about FX access than AP visibility

.  You’re okay juggling vendors, contracts, and inconsistent UX

Finofo gives you one platform — not a patchwork of tools

True global AP automation

Upload bills, route approvals, and pay globally in just a few clicks. No spreadsheets, no clunky modules — just one clean flow from bill to payment.

Real FX control, not sales pressure

Convert currencies when you want, with transparent rates you can see upfront. No hidden spreads, no “consultative” upsells.

Faster receivables, fewer barriers

Open 25+ global currency accounts instantly. Collect payments like a local and access your funds faster — without waiting on third-party systems

ERP integrations that actually work

Finofo connects directly to your ERP.Pull in bills, push back payments, and sync every transaction without manual rework.