Cheques were never great.
The Canada Post strike just proves it.

Stop mailing cheques across the border or chasing envelopes.
Modernize your cross-border payments – zero wires, zero cheques, zero hassle.
Collect (US ACH - $0)Pay (US ACH - $0)

Cheques were never great. The Canada Post strike just proves it.

Stop mailing cheques across the border or chasing envelopes. Modernize your cross-border payments – zero wires, zero cheques, zero hassle.
Collect (US ACH - $0)Pay (US ACH - $0)

No more cheque drama—coming or going.

Get Paid (AR)

Instantly open a US receivables account (no US entity)

Receive USD via ACH, no fees for you, pennies for clients

Convert USD balances at bank beating exchange rates

Automatic ERP integration, reconciliation solved

Send Payments (AP)

Pay your US vendors via ACH for free

Sign up before July 15. Try out Finofo for free for 3 months

No more $30-$50 wire fees

Instant ERP integration, simplified reconciliation

Cheques & wires are costing you far more than postage

Incoming cheques

Lost cash flow from delays

FX conversion hits

Hours wasted chasing down mail

Outgoing cheques

Late vendor payments

Bank wire fees at $30-$50 each

Strained vendor relationships during postal disruptions

See exactly what cheques are costing you

Incoming Payments (AR)
Outgoing Payments (AP)
Still waiting on U.S. cheques?
That delay costs more than time.

  • 8–10 day float per payment

  • No ACH option for U.S. clients

  • Manual tracking, no ERP sync

Explore more about AR
Still mailing cheques or wiring vendors?
You’re paying more than you think.

  • $30–$50 per wire

  • Delayed settlement, manual reconciliation

  • $1200/month in fees for 30 payments

Explore more about AP

Enterprise-grade security

Reduce your total ownership cost with plug-and-play integrations that are easy to customize and require zero code or maintenance.
Trusted by hundreds of finance teams

Your upgrade from cheques to ACH in three easy steps

Whether you're collecting from U.S. customers or paying U.S. vendors, the switch is simple:

Schedule a 15-min demo

We’ll walk you through how Finofo replaces cheques and wires on both sides of your payments.

Activate your US ACH setup

No U.S. entity needed — start collecting and sending ACH payments the same day.

Move money smarter

Get next-day USD receivables, pay vendors with $1 ACHs (free for 90 days), and sync it all to your ERP.

Finofo FAQs -(Covering AP & AR)

Accounts Payable & Accounts Recievable
Ecommerce Webflow Template - Poppins
Accounts Payable & Accounts Receivable  
Can we use both AP and AR solutions simultaneously?
Ecommerce Webflow Template - Poppins
Absolutely—one platform handles both seamlessly.
Are ACH payments really free?
Ecommerce Webflow Template - Poppins
Yes. Zero catch, zero hidden fees.
Do my US customers or vendors need to change their systems?
Ecommerce Webflow Template - Poppins
No change required—they use ACH exactly as with any US-based transaction.
Features
Accounts PayableApproval WorkflowsBulk PaymentsGlobal ReceivablesCurrency ConversionsTreasury ManagementCorporate CardsIntegrationsSecurity
Resources
BlogMasterclassToolsChangelogAdvanced Content
Solutions
Manufacturing Software E-commerceCFOControllerAccounts Payable
Tools
Savings CalculatorFX Markup / Spread Analysis ToolBank Coordinates CheckerSend Money InternationallyGlobal ReceivablesExchange Rates ListBranded Invoice Generator
Comparison
Finofo vs TipaltiFinofo vs BanksFinofo vs Convera
Company
ManifestoCareerNewsroom
Pricing
© 2025 — All rights reserved Finofo Inc. is registered with the Financial Transactions and Reports Analysis Centre of Canada (FINTRAC), with registration number M23866106. We are also regulated by Revenu Québec, with license number 16648.
Corporate Cards at Finofo in Canada are issued by Peoples Trust Company pursuant to license by Visa Int. Trademark of Visa International Service Association and used under license by Peoples Trust Company.
Corporate Cards at Finofo in the US are issued by Community Federal Savings Bank, Member FDIC, pursuant to a license from VISA U.S.A. Inc.
Privacy Policy