Finofo vs Stampli: When AP Stops at the Invoice

Stampli helps you capture, code, and approve invoices. Finofo does that and everything that comes after. From line-level matching to global payments to ERP‑ready invoices, Finofo gives finance teams the speed and structure Stampli skips.

Why this comparison matters

Stampli handles invoice automation.
Finofo handles everything from ingestion to matching to invoice management and reconciliation across currencies, entities, and systems.

Collaborate in real time with Google Docs-style comments, mentions, and full audit trails right on the document.
Match every PO, GRN, and invoice line by line with AI.
Post to your ERP automatically, with AI-assisted coding for GLs, cost centers, and more.
Pay vendors in 190+ countries from named multi-currency accounts with FX savings built in.

Why this comparison matters

Stampli handles invoice automation. Finofo handles everything from ingestion to matching to invoice management and reconciliation across currencies, entities, and systems.

Collaborate in real time with Google Docs-style comments, mentions, and full audit trails right on the document.
Match every PO, GRN, and invoice line by line with AI.
Post to your ERP automatically, with AI-assisted coding for GLs, cost centers, and more.
Pay vendors in 190+ countries from named multi-currency accounts with FX savings built in.

What Stampli handles and where Finofo delivers more

Features
Finofo
Stampli
Document ingestion
Email, WhatsApp, text, drag‑&‑drop — AI classifies instantly
Email and upload only — no chat or real-time multi-source ingestion
Matching & exceptions
AI-powered 2- and 3-way matching at line level with tolerance rules
PO matching supported, but lacks automated line-level granularity
ERP sync
Automatic posting with full AI coding (GLs, departments, cost centers)
ERP integrations available; manual mapping often needed
Global payments
Pay in 190+ countries, hold/convert multiple currencies in named accounts
No payment or treasury features — AP stops at invoice approval
Multi-entity scale
Built for multi-entity AP from day one
Supports entities, but limited bulk ops and flexibility cited in reviews
Workflow & collaboration
Google Docs-style collaboration — comments, mentions, timelines
Invoice-based comment threads; lacks real-time, context-rich UX
ERP optionality
Works with or without ERP — spreadsheet-compatible out of the box
Designed for ERP-connected workflows; less flexible in staging flow

What Stampli handles and where Finofo delivers more

Features
Finofo
Stampli
Document ingestion
Email, WhatsApp, MMS, drag‑&‑drop — AI auto-classifies POs, GRNs, invoices
Email and upload only — no chat or real-time multi-source ingestion
Approval workflows
Available, but not intuitive or easy to customize
Yes, fully customized, easy to build
Matching & exceptions
AI-powered 2- and 3-way matching at line level with tolerance rules
PO matching supported, but lacks automated line-level granularity
ERP sync
Automatic posting with full AI coding (GLs, departments, cost centers)
ERP integrations available; manual mapping often needed
Global payments
Pay in 190+ countries, hold/convert multiple currencies in named accounts
No payment or treasury features — AP stops at invoice approval
Multi-entity scale
Built for multi-entity AP from day one
Supports entities, but limited bulk ops and flexibility cited in reviews
Workflow & collaboration
Google Docs-style collaboration comments, mentions, timelines
Invoice-based comment threads; lacks real-time, context-rich UX
ERP optionality
Works with or without ERP — spreadsheet-compatible out of the box
Designed for ERP-connected workflows; less flexible in staging flows

When You Should Choose Finofo

.  You want ERP-grade invoices instantly even if you’re not fully integrated yet.

.  You collaborate across finance, ops, and procurement and need real-time clarity, not comment chains.

.  You need line-level matching with high level accuracy, not just header capture.

.  You want AP + payments + treasury in one place - not stitched together across tools.

When Stampli Might Still Fit

.  Your invoice volume is low and formats are consistent — manual routing and field mapping still get the job done.

.  You don’t need line-level 3-way matching, GL coding, or instant ERP sync — posting manually or batching works for now.

.  You’re fine managing approvals through fixed workflows without real-time collaboration, tagging, or shared audit trails.

How Finofo is helping finance teams

AP automation without added fees

Automate approvals, uploads, and global payments — without per-invoice charges. Finofo gives you the same AP features, minus the markup.

Global receivables, built-in

Collect payments like a local in 25+ currencies with no incoming wire fees.One platform to accelerate international receivables.

Multi-currency treasury control

Open and hold multi-currency accounts for free, convert funds instantly, and monitor cash across all entities.Your treasury, centralized and flexible.

Real-time intercompany transfers

Move funds for free across entities in any currency in seconds with complete control and visibility.