Unlock Relief from U.S. Tariffs in Minutes

Get a U.S. ACH debit account instantly, defer all U.S. tariffs up to 45 days, and save thousands in FX. No EIN required.
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Scale global finance. Eliminate risk. Pass every audit.

Automate global AP, gain real-time visibility, and stay SOX-compliant — all in one unified platform.
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One platform

All your bills in one place

Bring every unpaid bill into one place. Immediately sync with preferred ERPs for one-click bill imports, or use OCR technology and dynamic CSV tools for error-free bulk uploads.

Doing Business in the U.S.? You’re Likely Overpaying.

Canadian companies importing into the U.S. face a common roadblock:
To enroll in CBP’s Periodic Monthly Statement (PMS) program, you need a U.S. ACH debit  account.
Without it, you're forced to pay tariffs per shipment (within just 10 days).
That’s capital unnecessarily tied up too early.

With Finofo, you can:

Instantly get
a U.S. ACH
account

Defer all tariffs
up to 45 days

Avoid wire delays, FX markups, and unnecessary fees

No U.S. entity. No EIN. No setup delays.

Try Finofo Free for 90 days

Maximize Cash Flow. Eliminate Friction.

Tariff Deferment

Up to 45 days float with PMS

Instant U.S. Debit Account

ACH without U.S. entity

FX Savings

Collect USD, skip the banks

No Setup Costs

Free for 90 days

Real stories. Real results. See what our customers are saying

“As a cross-border organization, we’ve always juggled multiple accounts at a variety of institutions, which was painful and frustrating to keep track of. Switching to Finofo was incredibly easy with the support from their team and easy-to-use dashboard. We have already been able to cut down on our bank accounts, while still moving funds the way we need. We look forward to growing with the Finofo team.”

Allison Hall

COO at Truss Payments

“We chose to transition to Finofo for its seamless vendor payment process particularly for international transactions. Since then, we’ve also utilized Finofo’s currency conversion and charge card features. The onboarding experience was smooth, the platform is exceptionally user-friendly, and we have no regrets making the switch. We look forward to continuing to use Finofo for our payment needs.”

Andrea Burton

Director of Finance at Delphia

“Finofo has given us a better option for making international payments to vendors in the USA and China. Prior to Finofo, we were stuck paying international payments with visa credit cards that charged unfavorable exchange fees. We’ve utilized the platform to reduce the amount of exchange fees paid, AND negotiate better terms with vendors because we’re paying through SWIFT. This has reduced our international purchasing costs by about 2%”

Tyler Sieben

Co-Founder at Evalence Renewables

“The transition to Finofo was seamless and efficient. The support team was incredibly responsive and helpful, ensuring that our migration process was smooth and without any disruptions to our operations. The user-friendly interface and robust features have significantly enhanced our productivity. Highly recommend Finofo to any business looking for a reliable and efficient financial solution.”

Mark Evans

GM SHAC Solutions Inc.

Trusted by hundreds of finance teams

Designed with security and compliance at the forefront

We take security seriously. Maintain SOX & COSO compliance with precise audit logs tracking every transaction, everywhere. With fraud detection, MFA, SSO, and enterprise-grade encryption, finance teams stay secure, compliant, and in control.

Finofo FAQs - everything you need to know

Do I need a U.S. entity to open a Finofo account?
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Nope. Finofo provides a U.S. ACH account without EIN or U.S. incorporation.
What’s CBP’s Periodic Monthly Statement (PMS)?
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It’s a U.S. Customs program that lets you consolidate all duty payments into one monthly bill, payable ~45 days later.
Is this legal/compliant?
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Yes. PMS is a formal CBP offering. You just need a U.S. ACH debit account which Finofo gives you.
Can I receive USD from U.S. customers too?
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Yes. Your Finofo account accepts local ACH payments from U.S. clients. No wires. No FX surprises.