Invoice to Paid. AP automation that just works.

• Ingest Invoices, POs, GRNs, and more via email, text, or drag and drop.
• Use AI to classify, match, and surface exceptions early at line level.
• Approve, post, and pay in one connected flow with full auditability.
‍
Everything you wish your ERP could do, without replacing it.

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Trusted by finance teams across North America

Invoice to Paid. AP automation that just works.

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Watch a demo

Trusted by finance teams across North America

If your AP is stuck in inboxes
and warehouse phones.
It’s not a process. It’s a problem.

The fix starts upstream

AP breaks when the context is scattered.

Finofo brings invoices, POs, GRNs, and packing slips into controlled intake,
then uses AI to classify, match, and flag exceptions early.
‍
Teams collaborate directly on the document, resolve what's missing, and approve with full context.
From there, invoices post cleanly to your ERP and payments move with the same controls and visibility.

AP breaks when the context is scattered.

Finofo brings invoices, POs, GRNs, and packing slips into controlled intake, then uses AI to classify, match, and flag exceptions early.
‍
Teams collaborate directly on the document, resolve what's missing, and approve with full context.
From there, invoices post cleanly to your ERP and payments move with the same controls and visibility.

Document Ingestion

Pull in invoices, POs, GRNs, and packing slips through whitelisted emails, WhatsApp, text, or simple drag & drop.
‍
Finofo’s AI reads structured and unstructured formats with zero setup - no templates, no data entry,
no employee/supplier training.
‍
Every document is time-stamped, source-tracked, and
audit-ready from the moment it arrives.

Classify and extract with 99% accuracy

Finofo's AI automatically detects whether a document is a PO, invoice, or GRN - no need to label or sort.

It extracts headers, footers, line items, quantities, units, prices, and taxes, even from scanned or inconsistent layouts.

Built-in entity recognition maps vendors, SKUs, and fields with unmatched accuracy from day one.

Match (2-Way / 3-Way)

AI matches the documents and each line item as new documents appear and builds a 3-way/2-way match summary for your review.

Exceptions are flagged allowing you to resolve or close PO with confidence.
‍
Exceptions are only generated if it breaches vendor based tolerance limits.

Approve & Post to ERP

Route approvals via advanced workflows and collaborate with comments and mentions - Google Doc like experience in your AP software.
‍
Automatically post invoices to your ERP with AI-assisted coding for GL accounts, departments, locations, and cost centers.

Pay & Reconcile

Pay suppliers in 190+ countries using Local ACH or SWIFT
- individually or in bulk.

Finofo auto-generates payment confirmations and reconciles every payment against the matched invoice.

Built-in FX optimization helps you reduce conversion costs while maintaining complete control and visibility over your cash outflows.

Document Ingestion

Pull in invoices, POs, GRNs, and packing slips through whitelisted emails, WhatsApp, text, or simple
drag & drop.
‍
Finofo’s AI reads structured and unstructured formats with zero setup no templates, no data entry,
no employee/supplier training.
‍
Every document is time-stamped, source-tracked, and audit-ready from the moment it arrives.

Fully automated

One batch. Any currency

Create a single batch with invoices in CAD, USD, EUR, or any supported currency.
Finofo calculates funding needs by currency, handles conversions, and previews totals before you pay.

. Fund and pay in multiple currencies
. See total amounts and FX upfront
. No ERP setup required

Classify and extract with 99% accuracy

Finofo's AI automatically detects whether a document is a PO, invoice, or GRN - no need to label or sort.
‍
It extracts headers, footers, line items, quantities, units, prices, and
taxes, even from scanned or inconsistent layouts.
‍
Built-in entity recognition maps vendors, SKUs, and fields with unmatched accuracy from day one.

Global batch approvals

Approvals that actually inform

Approvers see more than just totals. Every batch shows currencies, conversions, and exceptions in one view.

. Custom approval routing
. Real-time comments and tags
. Full visibility and audit trail

Match (2-Way / 3-Way)

AI matches the documents and each line item as new documents appear and builds a 3-way/2-way match summary for your review.
‍
Exceptions are flagged allowing you to resolve or close PO with confidence.
‍
Exceptions are only generated
if it breaches vendor based
tolerance limits.

Real-time payment

Global payments, one click

Pay suppliers in 190+ countries via local rails or SWIFT — no wire fees, no portal juggling.

. Local and cross-border payments
. Real-time FX rates
. Live payment tracking

Approve & Post to ERP

Route approvals via advanced workflows and collaborate with comments and mentions
- Google Doc like experience
in your AP software.
‍
Automatically post invoices to your ERP with AI-assisted coding for
GL accounts, departments, locations,
and cost centers.

Fast-tracked reconciliation

Done the moment it’s paid

Finofo posts or exports every payment to your ERP automatically — matched, coded, and reconciled.

. Auto-post or export to ERP
. Real-time visibility
. Zero manual uploads

Pay & Reconcile

Pay suppliers in 190+ countries
using Local ACH or SWIFT
- individually or in bulk.

Finofo auto-generates payment confirmations and reconciles every payment against the matched invoice.

Built-in FX optimization helps you reduce conversion costs while maintaining complete control and visibility over your cash outflows.

Fast-tracked reconciliation

Done the moment it’s paid

Finofo posts or exports every payment to your ERP automatically — matched, coded, and reconciled.

. Auto-post or export to ERP
. Real-time visibility
. Zero manual uploads

Start automating your AP in minutes.
No heavy setup, no ERP headaches.

Book a Demo

Global Accounts
Built to Scale Your Business

Unlock multi-currency accounts that give your business unmatched flexibility and control. Dedicated, named accounts make international transactions effortless. Receive funds and hold balances in 15+ currencies, and pay globally with ease.

Collect

Receive funds from buyers, like a local

Global Receivables

Hold

Hold funds securely, convert when ready

Accounts

Convert

Exchange currencies at unbeatable FX rates

Currency Conversions

Pay

Pay suppliers in 190+ countries instantly.

Global Payments

Pay and get paid worldwide.

Book a Demo

ERP Optional. AP Automation That Works Either Way.

Finofo works whether you’re running NetSuite, Intacct, or a spreadsheet.
Most AP systems stall until your ERP sends a PO or goods receipt.
Finofo doesn’t wait. It captures, classifies, and matches documents the moment they arrive so your team can move faster without breaking your existing stack.

Here’s what you get out of the box:

Real-time document capture from email, chat, or drag and drop

AI that understands messy or incomplete invoices and POs

Line-level 3-way matching without touching your WMS or inventory module

Instant setup with no field-mapping or IT delays

Clean, coded invoices automatically posted back to your ERP when ready

No ERP bottlenecks.
No manual lag. No missing context.
Just fast, flexible AP automation that works anywhere you do.

Explore Integrations

Designed with security and compliance at the forefront

We take security seriously. Maintain SOX & COSO compliance with precise audit logs tracking every transaction, everywhere. With fraud detection, MFA, SSO, and enterprise-grade encryption, finance teams stay secure, compliant, and in control.

Learn more about Finofo security

Insights to get business moving farther, faster

See all articles

Invoices pour in from multiple suppliers, plants, and currencies. Matching them to POs and receipts is slow and error-prone. Here’s how AP automation solves manufacturing’s toughest invoice, approval, and cash flow challenges.

Charles Maranda

October 30, 2025

3-way PO matching verifies invoices, POs, and receipts to prevent overpayments and fraud. Learn how it works, why it matters, and how automation makes this core AP control faster and scalable.

Charles Maranda

October 29, 2025

Working capital fuels growth but manual AP hides trapped cash, missed discounts, and poor visibility. The question is: can automation unlock working capital, or is it just another efficiency play?

Charles Maranda

October 29, 2025

Finofo FAQs - everything you need to know

Do I need to connect my ERP to start using Finofo?

No. Finofo works with or without an ERP. You can ingest documents, match, approve, pay, and reconcile right out of the box. When you’re ready, you can integrate your ERP and post clean, coded invoices in one click.

How does Finofo handle POs and receipts if they’re not in my ERP?

Finofo doesn’t depend on your ERP for source documents. It ingests POs, invoices, packing slips, and GRNs from email, text, drag & drop, and matches them at the line level using AI, not sync schedules.

Does Finofo support 2-way and 3-way matching?

Yes. Instantly and accurately. Finofo runs instant, AI-powered 2-way and 3-way matching. The AI builds a document set even if there are multiple Invoices and GRNs under one PO. It aggregates line item level info for 2-way and 3-way matching. Line items are matched by SKU, quantity, UoM, and price. Exceptions are flagged smartly respecting your vendor-specific tolerance policies.

Can I process AP documents without templates or manual tagging?

Yes. Finofo’s AI identifies and classifies documents automatically—invoice, PO, or GRN—then extracts every field and line item with 99% accuracy. No templates, no rules, no manual tagging needed.

Can Finofo manage Non-PO invoices?

Yes. You can create and approve Non-PO invoices directly inside Finofo, just like regular invoices, with full coding and audit history.

Does Finofo support invoice approval workflows?

Yes. Build approval policies with multi-level routing, role-based rules, and group logic—no IT setup required.

How does Finofo integrate with my existing processes?

Finofo plugs into your email, shared drives, and ERP. You can start lightweight and deepen integrations later.

How fast can I get started?

You can go live in hours. There’s no field mapping, no complex configurations, and no IT setup needed. Just connect your inbox or upload documents and let Finofo do the rest.

Does Finofo support line-level coding and segmentation?

Yes. Finofo’s AI auto-codes every invoice line with the correct GL account, department, location, cost center, and subsidiary. You get ERP-ready data without manual work or spreadsheet clean-up.

What happens if there are mismatches or missing documents?

Finofo flags only the exceptions that exceed your set tolerance thresholds. You’ll see a clear, line-level summary with context so you can resolve confidently or close out with one click.

Can I bulk-approve and pay multiple invoices at once?

Yes. You can group invoices, apply your approval workflows in bulk, and execute payments across vendors in a single click.

Who can set up approval policies?

Admins and owners on Finofo can set up approval policies for payments, currency conversions, deposits and transfers. Define rules, assign approver groups, and let the system handle the rest. Once set, approvals follow an automated workflow with no manual follow-ups required.

Are approvals automated? Will approvers get requests automatically?

Absolutely. The moment a transaction needs approval, the assigned approvers get notified instantly. They can review, approve, or decline requests with full visibility into timestamps, notes, and approval history. No delays, no guesswork—just a smooth, automated process.

How many approval levels, or approvers groups can I create? Are the approver groups customisable?

As many as you need. Whether it’s a simple one-step approval or a multi-level workflow, Finofo adapts to your policies. Need CFO approval for high-value transactions? Want department heads to sign off first? Set it once, and let Finofo enforce it every time.

How will approvals work with bulk payments?

Exactly like single transactions—but better. When you submit a batch for payment, Finofo automatically applies your approval policies to the entire batch. The full batch goes through the approval process, ensuring the right stakeholders review and sign off before execution.

Does the conversion really work 24x7 all year round?

Yes. You can convert funds between your accounts anytime—24/7, all year round. With support for 25+ currencies, you have complete flexibility to move funds whenever it suits your business.

Are there really NO fees for currency conversions from Finofo?

That’s right. There are no fees when converting funds between your currency accounts on Finofo. Move money freely without hidden charges or unexpected costs.

How can I manage multiple entities under the same corporate umbrella?

Finofo makes it easy to onboard all your entities under one unified platform. Manage global finance operations across multiple businesses with a single login—no need to juggle multiple accounts or platforms.

We have businesses across North America and send intercompany transfers often. How can we manage our treasury with Finofo?

With Finofo, you can manage all your entities in one place and move funds across them in real time. Transfer money in any currency, anytime, without wire fees or transfer fees. Every intercompany transfer happens instantly, saving you time and money while keeping cash flow optimized.

Where can I set up local accounts for customer payments?

Finofo provides local accounts in a wide range of countries and currencies, ready to use as soon as you sign up. There’s no need to set up a local entity - just share your local account details with your customers and receive payments as if you were based in their country.

How can we receive funds from international customers?

Open a local account in the currency you want to receive payments in. Share the account details with your customers, and they can send funds directly - no forced conversions, no unnecessary delays. Hold the funds in your account as long as you need before making payments or transfers.

Are there no incoming fees?

That’s right—Finofo does not charge incoming fees for receiving payments in supported currencies.

How do I transfer and withdraw funds from Finofo?

Transferring or withdrawing funds is simple. Set up the external accounts you want to send funds to, move money when needed, and even apply approval policies for added security.

Can my team comment directly on invoices and documents?

Yes. With Finofo, you can comment directly on any invoice, PO, line item, or exception - right where the work happens. No more forwarding PDFs or chasing context across email threads. Experience Google Doc like comment experience in your AP software.

Can I tag teammates or approvers in comments?

Absolutely. Use @mentions to loop in the right people instantly. Approvers, reviewers, or teammates will get notified and can respond in real time keeping everything moving.

Is there an audit trail for collaboration and approvals?

Yes. Every comment, edit, approval, and decision is logged in a shared timeline. You always know who did what, when, and why with full visibility across the team.

How is this better than using email or Slack for approvals?

Finofo keeps comments, approvals, and context attached to the document, not lost in inboxes or scattered across tools. You get faster answers, fewer delays, audit preparation, and zero confusion.

How does Finofo's pricing work?

Finofo keeps pricing predictable. Obtain an instant personalized pricing estimate at our pricing page. Our pricing is dependent on the features you want and your scale estimated via invoice volume, number of users, and entities.

What counts as a unique user and entity?

Anyone with login access who can view, approve, or process invoices is a unique user. They can be assigned to as many entities as you need but will only be counted once for billing purposes. A unique entity is a legal entity with its own suppliers, bank accounts, or general ledger. inside ERP

How do you measure invoices per month?

The average monthly invoices processed through the platform across all entities.

Can the pricing handle very high volumes?

Yes. For volumes above the upper slider limits, the plan can be extended. The estimator can still be used as a reference point.

Does Finofo offer non-profit pricing, startup discounts, or special rates?

Yes, we’re always open to supporting good causes and promising startups. Tell us more about your organization and how you plan to use our platform, and we’ll explore special pricing or tailored solutions to best support your goals.

Finofo FAQs - everything you need to know

Do I need to connect my ERP to start using Finofo?

How does Finofo handle POs and receipts if they’re not in my ERP?

How fast can I get started?

You can go live in hours. There’s no field mapping, no complex configurations, and no IT setup needed. Just connect your inbox or upload documents and let Finofo do the rest.

Does Finofo support line-level coding and segmentation?

Yes. Finofo’s AI auto-codes every invoice line with the correct GL account, department, location, cost center, and subsidiary. You get ERP-ready data without manual work or spreadsheet clean-up.

How can we receive funds from international customers?

If your AP is stuck in inboxes and warehouse phones. It’s not a process. It’s a problem.

The fix starts upstream

Document Ingestion

Classify and extract with 99% accuracy

Match (2-Way / 3-Way)

Approve & Post to ERP

Pay & Reconcile

Document Ingestion

One batch. Any currency

Classify and extract with 99% accuracy

Approvals that actually inform

Match (2-Way / 3-Way)

Global payments, one click

Approve & Post to ERP

Done the moment it’s paid

Pay & Reconcile

Done the moment it’s paid

Start automating your AP in minutes. No heavy setup, no ERP headaches.

Collect

Hold

Convert

Pay

Pay and get paid worldwide.

ERP Optional. AP Automation That Works Either Way.

No ERP bottlenecks. No manual lag. No missing context.Just fast, flexible AP automation that works anywhere you do.

Designed with security and compliance at the forefront

Insights to get business moving farther, faster

Finofo FAQs - everything you need to know

Finofo FAQs - everything you need to know

Ingest, Classify, match and approve invoices automatically.

If your AP is stuck in inboxes
and warehouse phones.
It’s not a process. It’s a problem.

Start automating your AP in minutes.
No heavy setup, no ERP headaches.

No ERP bottlenecks.
No manual lag. No missing context.
Just fast, flexible AP automation that works anywhere you do.