Payment Fraud Prevention Checklist
28 controls across people, process, systems and monitoring, assessed and owned, plus the first-hour response plan.
• Automate faster • Collaborate better
• Pay with confidence
Payment fraud defenses usually grow one scare at a time: a callback rule after a near-miss, MFA after the bank insisted. What’s missing is the map. Which controls exist, which are theater, and which layer is bare?
This checklist is the map. 28 controls across people, process, systems and monitoring, each marked In place / Partial / Absent with an owner, plus the page most companies don’t have until they need it: a first-hour response plan with your bank’s fraud line filled in before the incident.
IN THIS TEMPLATE
The people layer first, because the entry point is usually a person under pressure, not a system
Process controls: callback verification, dual release, no email-only payment-authority changes
The systems layer: the bank services you already pay for (positive pay, debit filters, alerts), switched on
Monitoring that catches what slipped the first three layers
A printable first-hour response plan and a gap table with owners and due dates
FAST FACTS
28 controls across four layers
4 layers: people, process, systems, monitoring
1 hour the response plan is scripted for, because recall windows don’t wait
Map all four layers before the incident maps them for you. Complete the form and we’ll send the PDF.
